Light Commercial Vehicle Finance
We offer competitive finance rates for all our vehicles due to our close relationship with leading finance companies. Simply click on the van of choice from our website and complete the simple enquiry from and request a finance quote.
Virtually all financiers offer finance for cars and light commercial vehicles. Very few have a specialist department dealing only with those two products, fewer still actively seek to transact business with certain high value Marques in the belief that they will be driven by business users - We do.
Finance - Every conceivable facility available
HP, Lease Purchase, Finance Lease,
Contract Hire, Contract Purchase,
Residuals, Balloons etc.
Refinance - For any purpose including Capital
Raising. One vehicle to a fleet of a
thousand.
Customers - Chauffeurs, Taxi Drivers and all
business users. Couriers and all other LCV users.
Assets - Any high quality car, any light
commercial vehicle.
Facilits - Schemes for almost every credit
scenario.
Our virtually limitless funding coupled with the widest possible range of underwriting attitudes means that if a deal can be done for a business user chances are we can do it. Blue Chip large fleet users, up to their limit with the mainstream funders easily accommodated. Every different credit scenario with a rating structure to match them all.
Types of Finance Offered:
CONTRACT HIRE
Fix the cost of your vehicles
Van Contract hire from Best 4 Vans - could prove ideal for your business. You can focus on core
activities, by fixing your costs and avoiding the burden and risk of owning your
own vehicles.
Contract hire benefits
- Fixed monthly payments - easier budgeting comes as
standard
- Flexible agreement terms - variable terms and mileage
available
- Vehicle maintenance option - include servicing and
maintenance in your rentals to help spread the cost
- Eliminate risk of asset depreciation - at the end of the
agreement, you simply hand back the vehicle, subject to return conditions
and excess mileage
For a set monthly sum, everything except fuel and motor insurance can be
taken care of in your finance package - including servicing, tyres, even the tax
disc. At the end of the agreement, you simply hand back the vehicle. Or you
could negotiate a favourable extension to the contract.
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CONTRACT PURCHASE
The fixed cost way to buy assets
Contract purchase fixes your monthly payments and offers you flexible terms.
This type of finance gives you the opportunity to either retain or return the
vehicle at the end of the agreement.
Contract purchase benefits
- Fixed monthly payments - budgeting is easier when you
know the costs in advance
- Flexible agreement terms - variable terms and mileage
available
- Optional maintenance and added value services - can be
included in the agreement
- Guaranteed resale value - we will fix a vehicle resale
value to take effect at the end of the agreement
- Full ownership at end of contract - you own the vehicles
once all payments have been made
This finance may be preferable if you want to own your vehicles, yet avoid
the risk of depreciating assets. A guaranteed residual value helps improve your
cash flow during the agreement while making the vehicles cost effective to buy.
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FINANCE LEASE
The benefits of ownership - without the downsides
The benefits of ownership with spread fixed rentals and disposal taken care of.
Finance lease benefits
- Low up-front costs - for just a small outlay, you can use the assets
immediately
- Flexible repayment structure - rental payments can be tailored to match your
cash flow
- Fixed or variable interest options - you decide which suits you best
- Tax advantages - VAT is payable on the rentals, not the purchase price,
while payments can normally be offset against taxable profit.
Monthly payments can be matched to your cash flow. At the end of this commercial leasing
agreement, the relevant assets are sold and you receive the major share of the
proceeds. As the asset owner, we claim the available writing-down allowances and
reflect this in your monthly payments.
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HIRE PURCHASE
Own your asset while spreading the cost
Hire purchase - otherwise known as lease purchase - is a simple repayment facility, where you
eventually own the asset at the end of your agreement.
Hire purchase benefits
- Total control - the asset is yours at the end of the agreement
- Flexibility in your repayments - makes for easy budgeting
- Fixed or variable interest options - it's your decision which is best for
you
- Tax advantages - normally you can claim writing-down allowances and
perhaps capital grants, while repayment interest may be offset against
profits and VAT is usually reclaimable (special rules apply to cars)
There is great flexibility with this type of asset finance. We can structure it in various
ways, with a flexible deposit, fixed payments and perhaps a balloon final lump
sum.
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